Can I get a loan without having a job?

May be...

If you are new to the world of loans, then all the jargon and terminology can seem very confusing. There are so many different terms to understand, and unless you know some of them you will not find the best loan deal to suit your needs. If you want to know more, then here is a guide to some of the basic loan terms you might need to know.

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The lower the APR, then the cheaper the loan interest will be. Credit scoring is a method that lenders use to determine your eligibility for a loan. They ask a series of questions about your earnings and financial situation. Each answer you give is scored, and the better your score then the more likely you are to be accepted for a loan.

Stay in your job until the loan is complete and you have a mortgage. Take advantage of the purchase incentives. unemployed people have a difficult time getting loans. Plus, whenever someone buys a house there are unexpected costs that occur. Be smart about your windfall. Put it some place safe and save it. Talk to a reliable financial adviser before you do anything with this money. If you don't it will disappear.

i have a buddy...lefty. he's a loan shark...errrr...loan officer. he'll hook you up.

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Money talks so check it out before you find a place, see if you can qualify ahead of time. Although it might be harder now a days than it was a year ago. Just be careful you don't get into an interest only loan or something that will put you in trouble down the road. Don't lose your common sense because it's something you want.

No, you can't get a loan without a job. You are a bad loan waiting to happen. The accident that caused your head trauma will leave you very easily persuaded by your fake friends to spend money on stupid things until you have none left. The bank knows this too. Good luck

MAYBE, you can find what is called an Asset Dissipation loan as long as the income derived from your settlement would last 3-5 years. Otherwise you probably would need a co-signer as someone already suggested. My guess is that it won't be enough alone to base a loan on.

Yeah, probably not.

But I'm sure you'll be able to after Obama's inauguration.

Hello Every One,
I am Della Roland by name, I live in Canada , just a few weeks ago I was in search for a loan of $ 25,000 Dollars, as i was running out of money for feeding and my bills. I was scammed about $4,500 Dollars and I decided not to involve my self in such business again finally A Friend

of my introduced me to a loan firm due to my appearance and doings. I made a trial and I am most grateful am I today, I was given a loan amount of 20,000 Dollars by this great firm Petti Micro finance managed by Mr. Frank Petti.
If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via email info@pettimicrogroup.co.cc. And you will be free from scams in the internet. I want you to tell him that Mrs. Della introduce him to you,

Yea sure you can

proof of steady income, since they don't know you well enough to believe you won't just blow the money. Keep the job until you get a signed deal and are moved into your house.

You will not be eligible for a home loan if you do not have employment that offers sufficient income to service the loan. Banks do not take 'living off savings' as income. You need to keep working to be eligible for a loan.

Don't ask someone to go co signer for you on your loan. That's not cool. If your relative or friend does that, and you are unable to meet the obligations for the loan, (ie, you can't pay) then they get lumped with your mess. That is no way to treat someone you love. So keep working, invest that money (perhaps as a house deposit, so you can borrow less) and then pay as much as you can off the homeloan in the first couple of years. Then, when your repayments are much lower (because then you can refinance, as you'll have more equity in the house) you can take time off work, or work less hours, because your obligation to the bank will be considerably less. Doing it tough for a couple of years will give you the freedom you're looking for. You just have to wait a while to get it.

You don't want the kind of 'loan' or advance fee loan fraud you can get with no job. So don't touch those kinds of loans with a 12 foot barge pole.

Best wishes

If you don't have a job, how will you pay the loan back? You have to start paying it back immediately, you know. It's not like a student loan.

If you don't have a job, how are you gonna pay off the loan?

The most important thing is your CREDIT. If you have bad credit it will hurt you, esp with no job. You can always lie about your job to and have a friend pretend you work for him with fake pay stubs.

you will need a co-signer. no bank will approve your loan request without that.

you need to show you have a job with some type of income and you need a co signer

It's crap like that ^ that screwed up the country.....no one's getting loans for anything any time soon.

I am getting a settlement that will allow me to take off from working for about a year and have decided now would be a good time to work on my book but I also thought about applying for a first time home buyers loan, even though on my app. it will show no income, my accnt. will show sufficient funds to make the payments. What is more important, having proof of income or a steady and consistent balance in my checking accnt.?

you need someone with money to co-sign.
(job, credit...)

About a year ago...yep.

Now...HAHAHA...no. Have you not seen the news in the last 6 months?
Maybe read a newspaper? Talk to anybody?inorganic chlorine